If you want a home call Creative Mortgage for a loan!

Creative Mortgage Solutions

Loan Originators in Clinton, TN

Mortgage, Loans, & Financing Assistance

More Affordable & Detail-Oriented Mortgage Assistance

Creative Mortgage Solutions is a Mortgage Broker in Clinton, TN, servicing throughout the entire state of Tennessee. Licensed and certified, we help make the home buying process easier by helping our clients find the best property or home loan program for them. For over 21 years, we’ve worked with people with all types of credit scores and financial situations. We are ready to solve the problems you may have. Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days; for others, it can take months. We can help make the process easier.

Afford Your Dream Home

Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months. Call or stop by today to get started on the loan process.

Creative Mortgage Solutions

U.S. Licensed Mortgage Broker & Loan Originators

Creative Mortgage Solutions aims to provide Tennessee home buyers and clients of all credit score and financial ranges with an affordable, simple loan, mortgage, and lending solution. With extensive experience, our certified loan officers find mortgage and financing options that are tailored specifically to you. By using Creative Mortgage Solutions, you will get more personalized and detail-oriented loan originator’s assistance than you would at a bank, for prices that are much more affordable and value-driven.

Refinancing

Refinancing is vital as property values have increased exponentially over the years. Refinancing can help deal with the increased property costs and the decreased interest rates. Our professional and licensed team of mortgage brokers can offer you multiple refinancing solutions to keep your home and your money safe. Get in touch with us today.

Licensed Loan Originators

Plans for everyone

Four steps to success

We Will Help You Every Step Of The Way

All mortgage loans are unique and individual depending on the specific person and their financial situations. We provide a variety of loan options and mortgage planning services including conventional, FHA Loans, VA Loans, USDA Loans, and THDA Loans, all used within home buying, refinancing, mobile home financing, and more. Licensed Mortgage Brokers and Loan Originators in Tennessee we are proud to help our clients find the best financing and loan options for them.

01

Free Consultations

Call us with any questions or to receive a free consultation about how we can help you. During this we will review your credit and provide recommendations on how to improve your score if it applies. 






02

Document Prepreation

We will work on gathering all the necessary documents a lender looks for when buying a home. These documents include: 

  • 2 years W-2
  • 2 years Tax Returns 
  • 2 month pay stubs
  • 2 month Bank Statements 
  • 2 month history of 401K, IRA’s, Stocks, and/or Bonds
  • Social Security Letter (if applicable)
  • Retirement Documentation
  • Drivers License and Social Security Card
  • DD214 and COE if a Veteran 
  • Child Support Documentation if applicable 

*Not all apply to every situation 

03

Loans & Financing Options

We will review all of your financial records, budget, and your personal desires, and decide the best mortgage options for you, including loans and refinancing.

04

Stress-Free Financing

Once we have chosen the best financial route for you, we are still here to answer any questions along the way, but you can rest assured knowing your mind, your family, and your bank account do not need to worry.

5-Star Reviews from happy clients

Over 21 years of putting our customers’ needs first.

Whether you are a first-time buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual needs. Read more about how we put our customers first and help their dreams become a reality.

You Deserve One Of Our Best Brokers

with decades of mortgage, loans, & refinancing experience